[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.udedka.cz\/jaky-budete-mit-duchod\/#Article","mainEntityOfPage":"https:\/\/www.udedka.cz\/jaky-budete-mit-duchod\/","headline":"Jak\u00fd budete m\u00edt d\u016fchod?","name":"Jak\u00fd budete m\u00edt d\u016fchod?","description":"Pokud si chce \u010dlov\u011bk zajistit d\u016fstojn\u00e9 \u017eivotn\u00ed podm\u00ednky, nem\u011bl by se soust\u0159edit jen na p\u0159\u00edtomnost. M\u011bl by myslet i na to, co p\u0159ijde jednoho dne. T\u0159eba a\u017e zest\u00e1rne a ztrat\u00ed tak schopnost nebo mo\u017enost se d\u016fstojn\u011b u\u017eivit vlastn\u00edmi silami. Ano, je t\u0159eba myslet i na d\u016fchod. Jak u\u017e u n\u00e1s zazn\u00edv\u00e1 od \u010dasn\u00fdch posametov\u00fdch let […]","datePublished":"2020-05-17","dateModified":"2023-05-10","author":{"@type":"Person","@id":"https:\/\/www.udedka.cz\/author\/#Person","name":"","url":"https:\/\/www.udedka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"udedka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.udedka.cz\/wp-content\/uploads\/figurky%20penzist%C5%AF.jpg","url":"https:\/\/www.udedka.cz\/wp-content\/uploads\/figurky%20penzist%C5%AF.jpg","height":0,"width":0},"url":"https:\/\/www.udedka.cz\/jaky-budete-mit-duchod\/","about":["Pen\u00edze"],"wordCount":465,"articleBody":"   Pokud si chce \u010dlov\u011bk zajistit d\u016fstojn\u00e9 \u017eivotn\u00ed podm\u00ednky, nem\u011bl by se soust\u0159edit jen na p\u0159\u00edtomnost. M\u011bl by myslet i na to, co p\u0159ijde jednoho dne. T\u0159eba a\u017e zest\u00e1rne a ztrat\u00ed tak schopnost nebo mo\u017enost se d\u016fstojn\u011b u\u017eivit vlastn\u00edmi silami.Ano, je t\u0159eba myslet i na d\u016fchod. Jak u\u017e u n\u00e1s zazn\u00edv\u00e1 od \u010dasn\u00fdch posametov\u00fdch let i z nejvy\u0161\u0161\u00edch pater politick\u00e9 sc\u00e9ny. A nejednou st\u00e1le zbyte\u010dn\u011b. Proto\u017ee je navzdory v\u0161em doporu\u010den\u00edm i varov\u00e1n\u00edm st\u00e1le je\u0161t\u011b dost a dost t\u011bch, kdo si prost\u011b neuv\u011bdomuj\u00ed nebo necht\u011bj\u00ed p\u0159ipustit, \u017ee je podobn\u00fd osud nemine. Samoz\u0159ejm\u011b v p\u0159\u00edpad\u011b, \u017ee se onoho v\u011bku do\u017eij\u00ed.A krom\u011b toho, \u017ee by si m\u011bli lid\u00e9 podle doporu\u010den\u00ed v\u0161ech, kdo tomu aspo\u0148 trochu rozum\u00ed, ka\u017edop\u00e1dn\u011b odkl\u00e1dat n\u011bjak\u00e9 ty pen\u00edze stranou dobrovoln\u011b, tu m\u00e1me jak zn\u00e1mo i povinn\u00e9 soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. To, kter\u00e9 je t\u0159eba platit, aby m\u011bl \u010dlov\u011bk jednou n\u00e1rok na u\u017e tradi\u010dn\u00ed podporu ze strany st\u00e1tu.Toto poji\u0161t\u011bn\u00ed rozhodn\u011b nen\u00ed \u017e\u00e1douc\u00ed podce\u0148ovat. V\u017edy\u0165 tu jde v podstat\u011b o \u017eivot. P\u0159esn\u011bji o to, jak\u00fd tento jednoho dne bude.To, kolik \u010dlov\u011bk jednou bude od st\u00e1tu dost\u00e1vat, z\u00e1vis\u00ed na n\u011bkolika faktorech. Hlavn\u00ed je tu to, kolik \u010dlov\u011bk plat\u00ed a jak dlouho to plat\u00ed. Na tom z\u00e1le\u017e\u00ed, zda bude m\u00edt n\u011bkdo n\u00e1rok na d\u016fchod a jak\u00fd tento bude. A kdo to podcen\u00ed, zapl\u00e1\u010de, a\u017e uvid\u00ed sv\u016fj starobn\u00ed, ale t\u00e9\u017e vdovsk\u00fd, sirot\u010d\u00ed, invalidn\u00ed \u010di vdoveck\u00fd d\u016fchod.D\u016fle\u017eitosti ohledn\u011b d\u016fchodov\u00e9ho Nebankovn\u00ed hypot\u00e9ky CZ poji\u0161t\u011bn\u00ed jsou jasn\u00e9. Stejn\u011b jako u nemocensk\u00e9ho poji\u0161t\u011bn\u00ed \u010di p\u0159\u00edsp\u011bvku na zam\u011bstnanost je tu v\u0161e regulov\u00e1no z\u00e1kony a p\u0159edpisy.Zam\u011bstnanec tak plat\u00ed \u010d\u00e1st ze sv\u00e9 hrub\u00e9 mzdy a \u010d\u00e1st za n\u011bho plat\u00ed zam\u011bstnavatel ze mzdy superhrub\u00e9, osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 si tot\u00e9\u017e plat\u00ed na dobrovoln\u00e9m z\u00e1klad\u011b, s t\u00edm, \u017ee je tu jasn\u011b dan\u00e9 minimum, u vedlej\u0161\u00edho podnik\u00e1n\u00ed jsou platby vypo\u010dteny podle da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed jednou ro\u010dn\u011b,\u2026Takov\u00e9 poji\u0161t\u011bn\u00ed pochopiteln\u011b sv\u00e1d\u00ed k tomu, aby \u010dlov\u011bk sv\u00e9 p\u0159\u00edjmy tajil a nemusel tolik platit. Co\u017e je ale pochopiteln\u011b kr\u00e1tkozrak\u00e9, je to nerozum. Proto\u017ee na to doty\u010dn\u00fd doplat\u00ed, a\u017e jednou dojde na pomysln\u00e9 l\u00e1m\u00e1n\u00ed chleba. Na kter\u00fd pak tak\u00e9 ten, kdo neplatil, nemus\u00ed v\u016fbec m\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00fd budete m\u00edt d\u016fchod?","item":"https:\/\/www.udedka.cz\/jaky-budete-mit-duchod\/#breadcrumbitem"}]}]